Under proportional reinsurance we offer treaties on ‘Quota share’, ‘Surplus’, and combination of both for individual life policies, group life policies and credit life policies.

We offer facultative reinsurance on group life and credit life programs across the MENA region


Our cedents have the advantage of benefitting from the vast depth of our underwriting expertise.

We provide:
    1. Impeccable medical and financial underwriting decisions based on our risk assessment
    2. Automated underwriting solutions for individual life insurance, and pricing tool for group life insurance
    3. Facultative placement and underwriting review
    4. Training programs for clients’ underwriting team
    5. Audit of clients' underwriting process and auto accepted risks
    6. Commitment to a quick turnaround time
    7. Easy accessibility to our underwriting team and unmatched level of expertise for all your underwriting needs

E3 is a one of a kind insuretech ecosystem which brings together cedents, their customers as well as lifestyle and wellness providers (“service providers”) under one platform. Apart from being able to access information and services by these service providers, it also includes interactive segments, corporate wellness programs and articles on fitness and lifestyle.

This platform is an additional source of information on the policies and benefits provided by cedents for their customers, while simultaneously engaging them for an enhanced customer experience.

As an emerging life reinsurer of repute in the MENA region, we understand the challenges insurers in this region face today, including evident digital disruption and in the creation of potential opportunities. We believe the E3 solution can substantially bridge this gap and help develop a sustainable model for our clients to work with.

    1. Reinsurance administration services
    2. Claims investigation services
    3. Cash call services for large claims
    4. Specialized training for claims and underwriting staff
    5. Group Life pricing tool

S&P Ratings