HDFC International Life and Re Company Limited is the first wholly owned international subsidiary of HDFC Life. It gives us immense pride to have been the first life reinsurer to be incorporated in the Dubai International Financial Centre (DIFC) and regulated by the Dubai Financial Services Authority (DFSA).

We believe HDFC International Life & Re is equipped with superior underwriting capabilities, risk management expertise and the appetite for technology driven innovations that have been the hallmark of its parent company. The recent rating of "BBB" with stable outlook, assigned by S&P Global further reflects on its ability to deliver.

I have no doubt that passion for customers, efficiency and a core set of values that bind us all together, will continue to be the cornerstone for HDFC International Life & Re.